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by Mihai Dragan. Average Reading Time: about a minute.

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La ce s-a ajuns:

- Am facut un credit de 26 milioane. Am platit intre timp (estimez 10 – 14 mil ). Am de platit acum, dupa un an si jumatate, 28 de milioane. Plus inca 4 rate. Da 28 de milioane – creditul + 2 milioane. Este ca si cum nu as fi platit nimic.

- Am platit luna trecuta 10 milioane. Luna aceasta planuiam sa platesc 18 ca sa scap de restante. Gresiiiit! Nu se poate. Se pare ca desi eu am platit 10 milioane trebuia sa platesc minim 650 000 (suma minima) si maxim 1 400 000 (rata). Daca nu platesc 650 000 luni, luna februarie se adauga la penalizari.

- Il intreb pe tipul care ma suna de la Euroline: “Frate, am platit 10 000 000. Imi spui ca trebuia sa platesc 650 000. Pentru ca am platit 10 000 000, plata nu se inregistreaza. Crezi ca este corect, asa … in afara regulamentului?”. Ce imi raspunde “creierul”: “Sigur ca este corect. Asa scrie in contract”. Am inteles la acest punct ca tipul nu vrea sa discute cu mine, el are targetul sau, nu ii arde lui de conversatie si am taiat-o scurt.

Printre altele, ca sa va dati seama cam ce fel de platitor sunt: sunt client Gold Orange si client vechi ING. Nu s-a intamplat niciodata sa ratez platile sau daca s-a intamplat a fost o zi sau doua. De ce? Pentru ca mi-au dat sansa sa platesc. Pentru ca m-au ajutat sa imi platesc ratele. Pentru ca nu fac bani luand pielea de pe om.

381 comments on ‘Euroline – un serviciu deosebit ( de orice inseamna onest )’

  1. liviu.baban says:

    am luat acum 4 ani siceva o masina de spalat de la altex si aceasta fima ALTEX ma dat cu japca la cei de la EURO LINE.Aveam o rata de 374.000, intradevar am mai intarziat cu ratele 2-3zile si cate o saptamana dar le am platit si dupa 4 ani am crezut cam terminat dar hotii si jepcarii de la EUROLINE mi au spus ca nu am terminat ca mai am dobanda adica fiti atenti ” 25.000.000.nu stiu cum trebuie sa procedez dar in halul asta ajung sa platesc toata viata pentru o masina de spalat?

  2. c says:

    1. A castigat cineva vreun proces cu ei ?

    2. A pierdut cineva vreun proces cu ei ?

    eu nu le mai platesc de vreo 6 luni. pentru un telefon de 1400 lei le-am platit 11.000 lei si mai am de plata azi 6800 maine 3500 poimaine 7500 nici ei nu stiu cat exact. mi-au facut o oferta ca am cerut sa imi fie data pe email in care pot sa platesc restanta in rate fixe fara dobanda in 4 ani.

  3. petre_bv says:

    Imi cer scuze pentru post , dar as dori sa trag un semnal de alarma ,sa fiu alaturi de catre toti cei pagubiti.

    http://nueuroline.wordpress.com/2010/02/11/o-campanie-antieuroline/

    Sper sa se poata auzi mai departe ,indiferent cit strigam,se pare ca nu ne aude nimeni

  4. Petre says:

    http://nueuroline.wordpress.com/

    Aici gasiti si legea 193 , si cererea cu care le puteti inchide gura

  5. ovidiu 229 says:

    Bai iti jur daca s-ar fi sesizat autoritatiile in vigoare adica cred
    Banca Nationala a Romaniei si Justitia. At cei care fac asemena practici ar fi fost pe la mititica…cel putin ma gnadesc ca ar fi fost pusi cu botul pe labe. Dar nu se intampla asta pt oamenii AMARASTENI nu exista egalitate de sanse, nu exista protectie, nu exista nimic.. Lupii papa oiile :) ) asta este Romani.
    Zica ca ar fi mai bine sa emigram…

  6. DAN says:

    SUNT DIN CONSTANTA,AM ACEEASI PROBLEMA CU EUROLINE CA TOATA LUMEA,NU MAI INTU IN ALTE AMANUNTE.HAIDETI SA NE UNIM CU TOTII ,SA-I DAM IN JUDECATA SI SA VEDEM CE O SA IASA.POT FI CONTACTAT PA ADRESA DE MAIL ;rominserv2000@yahoo.com. ASTEPT PROPUNERI SA SCAPAM ODATA DE HOTII ASTIA CA EU UNUL M-AM SATURAT DE CAND LE DAU BANI SI TOT NU AM TERMINAT,BA DIN CONTRA PARCA NU AM PLATIT NIMIC PANA ACUM

  7. MARC says:

    http://cardpromptactivsieuroline.cabanova.ro/

    CITESTE MAI MULTE AICI

    EU NU AM MAI PLATIT NIMIC AM AVUT CREDIT 4000 LEI
    LUNA DE LUNA AM PLATIT 150 LEI TIMP DE 2 ANI , FARA SA SCOT NIMIC DE PE CARDUL PROMPT ACTIV , SI ACUM AM 4900 LEI
    NU LE MAI DAU NIMIC , INTRA PE SITE SI VEZI CUM FACI RECLAMATIE

  8. pucheanu mihai says:

    si eu am o problema cu teparii de la efg am luat o masina de spalat si dupa 4 ani am ajuns la 10000 de lei au zis ca ma da in judecata dar astept
    am gasit o avocata care sa ma reprezinte dar a zis ca u proces colectiv ar fii cu sanse mari de cistig astept sa va afiliati la numarul meu de telefon 0727 465665 nu mie frica sa -mi dau numarul de telefon pentru ca am vorbit la antena 3 si vreau sa facem o emisiune cine vrea sa participe este asteptat sunati-ma ca este sansa noastra altfel o sa faca ei smecherii si mai tirziu o sa fie degeaba
    astept telefoane urgent

  9. Cristina says:

    Mi-am cumparat si eu un laptop, in rate de la Altex si am primit si un card Euroline. Pe internet am gasit numai grozavii despre acest card. Am gasit si un articol cu cateva sfaturi insa nu stiu ce sa cred. Ce parere aveti si ce alte sfaturi imi puteti da?

    http://www.conso.ro/citeste-comentariu/54/card/Capcanele-creditului-cu-card-Euroline-dau-mari-batai-de-cap-clientilor.html

  10. diana says:

    vreau sa stiu si eu cat mai are mama de platit

  11. blag says:

    am si eu un card la ei si a inceput sa creasca soldul chiar daca platesc in fiecare luna la zi am ajuns de la 20 mil.sold initial la 40 mil.sunt disperata si nu ne ajuta nimeni in acest sens.Daca poate cv sa ma ajute sa ia legatura cu mnpe mess oana_oananebunatika.

  12. noi_vrem_respect says:

    pentru cei cu rate si fortati sa plateasca.. STOP . NU MAI PLATIM NIMIC !
    asta si fac: NU MAI PLATESC.

  13. Elena says:

    Am citit si eu comentariile voastre pentru ca am si eu un card Euroline de 1an cu produse de la Altex. Am intarziat o singura data plata ratei lunare si luna urmatoare am platit penalizarea de 45 lei plus rata si niciodata doar suma minima de plata pentru ca am citit contractul si extrasul cu mare atentie in ideea de a respecta termenii contractuali si a putea la finalul creditului obtinerea altuia. Acum intru pe site-ul asta prima data si m-am ingozit pentru ca eu am cateva credite onorate cu succes si la termen si alte cateva in desfasurare si astea la zi – bineinteles cu mari eforturi ,dar am multumirea ca beneficiz de produse alese in functie de calitate ,nu de pret (ca la magazin te duci cu o suma care iti limiteaza alegerea produsului , mai ales daca alegi in functie de performanta lui). Oricum, ce vreau sa va zic este ca sunt scarbita de mesajele din partea angajatilor catre clientii care se plang din cauze foarte diverse, deci exista totusi si probleme reale care nu trebuie tratate la modul “luam banii tuturor imbecililor care ne trec pragul” indiferent daca si-au respectat partea lor de contract sau au inteles prea tarziu modalitatile de plata care este intr-adevar una care nu prea seamana cu nimic intalnit de romani si ce-i drept cam incalcita-scopul se stie , dar datoria fiecaruia este sa isi protejejeze existenta pentru ca statul roman nu ne va ajuta niciodata sa traim intr-un stat de drept asa cum cere constitutia nostra , asa ca mai bine am da statul in judecata pentru dezastrele si mizeriile de legi pe care noi le inghitim cuminti. Asa ca daca vreti sa aveti un trai fara multe nenorociri, deschideti ochii bine si nu credeti decat ce este scris si nu ce va spun functionarii bancilor, primariilor si tuturor celor care au ceva de vanzare. Va doresc succes in demersurile voastre.

  14. E bun cardul EuroLine. Eu tocmai l/am lichidat. Intreaba cand cumperi produsul care este rata lunara. O platesti in fiecare luna, in intervalul stabilit dinainte, nu trebuie sa astepti sa iti vina factura acasa. La rata lunara se adauga si comision administrare credit. Era 4.5 lei. Eu am luat 2 tv/uri de la MediaGalaxy, pe 3 ani credit. Am intrebat cat am rata. Mi/au spus rat aeste de 210 lei, FIXA. Am platit prima rata imediat ce mi/au livrat cardul, FARA A ASTEPTA FACTURA. Nu aveam nevoie de factura pentru ca stiam cat am rata de plata. Pe prima factura am vazut ca trebuia sa platesc si comision de administrare cont (la inceput era 3 lei, apoi a urcat la 4.5 lei). OK. Urmatoarea luna am platit si ala, inclusiv comisionul de eliberare card, de care uitasem prima rata. Astfel am avut o rata de aproximativ 215 lei. Trebuie sa platesti EXACT in perioada ce scrie pe factura. Plata in afara perioadei reprezinta plata in avans, si daca nu platesti nimic in acel interval ai comision de intarziere de 45 lei. Eu plateam 220/230 lei pe luna. Astfel, am lichidat contul cu 3 luni inainte de termen, pentru ca se stransesera bani acolo. NICIODATA nu m/am multumit sa platesc minimul de plata. Stiam ca iau produsele in rate, si stiam cat e rata. Am dat in 2007 aproximativ 50 milioane pe cele 2 televizoare. Dupa 3 ani am platit pe ele aproximativ 70 milioane. 20 de milionae in plus, dar pe 3 ani, vine cam 6 mil pe an, si am apreciat ca merita 6 mil pe an sa dau in plus, neavand la acel moment toti banii. DE ASEMENEA, NU AM SCOS BANI DE PE CARD. E DOBANDA DE 30%pentru asa ceva. Cardul l/am folosit exclusiv pentru plata ratelor. Plateam LA ORICE SEDIU BANCPOST, la AUTOMATELE DE PLATI. NU E NEVOIE SA PLATESTI NEAPARAT LA SEDIUL LOR DIN CALEA VITAN.
    CONCLUZIA, e un card BUN, DACA STII SA IL FOLOSESTI.

  15. sorin says:

    UNU DE LA EFG
    12.8.2010, 10:38 PM

    Număr unic dosar: 11784/302/2010
    Înregistrat în data de: 01.07.2010
    Obiect dosar: încuviinţare executare silită
    Materia juridică: Civil
    Stadiu procesual: Fond
    Părţi:
    EFG RETAIL SERVICES IFN SA : Creditor
    FIERARU MARILENA : Debitor
    TERMENE DE JUDECATĂ:
    Data Soluţie Detalii
    03/08/2010 Admite cererea. Încuviinţează executarea silită mobiliară, imobiliară si prin poprire.Fără cale de atac. Încheiere

    and the show begin!!!

  16. moldoveanu cristina lacramioara says:

    am primit o instiintare prin posta prim care mi s-a adus la cunostiinta k dupa 2 ani de la achitarea ultimei rate contractate prin altex credit facut acum 5 anisi pe care l-am achitat integral ma trezesc acum ca mia parvenit o suma de 45 ron ptr un card pe care nu il mai am valabil de cel putin un an .mi se pare o nesimtire ca dupa atita timp sa ma trezesc datoare fie chiar si cu o suma atit de mica .si mi se ridica tensiunea cind vad cita hotie poate sa afiseze aceasta firma care este efg retail. sint indignata sa realizez ca nu am crezut vreodata ca o sa trec prin asa ceva.tin sa precizez ca mai am un credit facut pe o perioada de 5 ani si nu am avut niciodata probleme .nu am card platesc la sediul bancii si totul este ok .nu m-am trezit peste noapte datoare.astept lamuriri pe aceasta tema si solicit sa mise suspende orice datorie nejustificata.si nu imi doresc sa fiu o alta persoana care sa fie nevoita sa sesizeze ANPC ptr un lucru atit de ciudat astept lamuriri

  17. luchy says:

    La fel am patit si eu,dupa ce mi-am achitat ratele de aprox.2 ani,facute la Altex(m-au jupuit 4 ani),ma trezesc acum cu o instiintare ca am o penalitate de intarziere de 45 RON.Stupoare,nu am luat credit de la ei,am folosit cardul(era mai simplu inainte,la BANCPOST unde te obliga ALTEXUL sa platesti erau niste cozi interminabile),deci am folosit cardul pt.plata lunara a ratelor,plata facuta lunar,fara intarzieri si altele.Acum,dupa atat timp ma trezesc cu ac. ACT ADITIONAL LA CONTRACTUL DE CREDIT bla,bla bla,si imi cer 45 RON penalitate plata intarziata plus 5% comision depasire limita de credit.Pai care credit daca nu am luat de la ei nimic.O mare hotie,dupa ce te jupoaie bine.iti mai ia si praful de pe toba.Incerc sa-mi rezolv problema,daca ati reusit sa va lamuriti,va rog dati amanunte ca sa ne putem scutura si noi de aceasta HOTIE fara limite.

  18. nu stiu de la un an dupa achitarea integrala a banilor imprumutati , intreband telefonic daca trebuie sa mai fac ceva cu cardul cu care achitam ratele , mi s-a spus ca n-ui nevoie de nimic , am primit sambata plic ca de luni , 20.09.2010. ca mai am de plata inca 45 lei , din care nu inteleg nimic , nici ce e , nici de unde vine problema , sa ma lamureasca si pe mine cineva ,

  19. MARIA HERCIU says:

    Am primit un act aditional la contractul de credit cu privire la reglem legis.resp OUG 50/2010 dupa 3 ani de la achitarea ultimei rate contractate prin ALTEX .Credit facut cu cativa ani in urma pe care l-am achitat integral iar in urma achitarii ultimei rate am facut o cerere sa mi se anuleze si cardul pentru care am mai platit ceva bani comision de administrare .Cardul nu.-mi mai este valabil de un an si ma trezesc peste noapte datoare astept lamuriri pe aceasta tema .

  20. geny says:

    am facut acum 5 ani o rata la o masina de spalat si am platit timp de 4 ani si acu ma trezesc ca mai am de plata 25 mil si va amintesc ca masina de spalat a costat 20 mil deci eu nu am platit nimic si mia si marit contu deci e hotie pe fata si le-am spus ca nu le mai dau nimic
    acum astept sa vad ce i-mi fac ca eu mu am nimic pe numele meu ce poate sa-mi ia niste hoti asta sunt

  21. diegislupalb says:

    …pentru Andrei-Recuperatorul…i-mi pare nespus de rau ca postez cu un an mai tarziu… dar te rog mult am o gramada de bani sa dau la EFG…suna-ma …cauta-ma…daca vrei iti dau si adresa si nr de telefon nu glumesc…trebuie doar sa ceri…si te astept sa-ti dau…

  22. viorel IASI says:

    fratilooor..aceasta banca este ca si un camatar insetat de bani,nu iarta nimik.Eu am fost sa returnez integral suma si mi-sa zis ca nu se poate ,cica tre` platit lunar rata care o am…am sa le mai dau banii la …anul si la mai multi ani.Excroci ca ei…mai rar,nici macar nu au un sediu in IASI ,fac tranzactiile prin alta banca care la rindul ei nu stie nimik si nu te poate ajuta cu nimik,doar la telefon poti lamuri si atunci iti raspunde un obosit, sau una care e super sictirita si iti tine aceiasi placa ca si un robot programat,ceea ce este super enervant este faptul ca sunt si extrem de nesimtiti,daca te suna azi si vb cu ei,miine te suna alta persoana sa iti spuna acelasi lucru si tot asa 7 din 7zile.am incercat sa le spun daca se poate face ceva sa amin pt 4,5,6 sau chiar un an ratele si cica …aaa dar asta nu se poate,acum mai am doar acoperirea unui card,insa o sa astepte mult si bine Cind nu o sa mai vad penalizarile alea nesimtite in extrasul de cont poate o sa le returnez ceia ce am de dat,pin atunci…sarbatori fericite! la toti angajati acestei banci de 2 bani.NU VA LASATI PROSTITI DE ACEASTA BANCA

  23. viorel IASI says:

    Aaaaaa..legat de achitarea integrala a ratelor la aceasta banca,am un prieten si destul de multe cunostinte care se pling in privinta platii unor sume care la-au venit dupa 1, 2ani, nu sunt prosti degeaba,te lasa citeva luni,sau ani,apoi iti trimit un extras precum ca ai sa le mai dai un rest de bani,ginditiva cita prostime au credite la ei..iar la 45sau 65depinde de fiecare…cit se aduna ?dac intrebi de unde sau cum sa ajuns sa dai acesti bani…bineinteles ca nu au au raspuns exact ,te ia ca la intorsatura buzaului si te ameteste de cap pina chiar si tu crezi ca este adevarat siiii..probabil ai fi uitat ,apoiiii…45 ,65,80nu sunt sume asa mari si ce zici…mai bine dau banii astea sa scap odata de ei,PROBLEMA ESTE DE CE SA-I DAU MOKA?

  24. antiers says:

    Pentru cretinul de la EFG:nu incerca sa sperii lumea cu postari idioate.Am aratat asa zisul contract de creditare ERS unui avocat si ala a inceput sa rada cand a vazut fituica aia.The show begin?Hoti nenorociti ce suntet!

  25. antiers says:

    Pentru cei interesati studiati legea 193/2000 sau si mai bine consultati un avocat specializat in astfel de cauze.Nu va lasati intimidati de jepcarii ERS.Si la urma urmei ar fi de preferat un proces,chiar si pierdut de debitor pentru ca se va plati suma restanta la data pronuntarii sentintei,nu se vor mai plati taxele si comisioanele inventate de jegurile ERS care se transforma in rate pe viata.

  26. antiers says:

    De ce imi sunt sterse posturile?

  27. antiers says:

    Imi cer scuze,tocmai au aparut.

  28. viola says:

    Euroline mai hoti decat nutzu camataru

  29. yasmine says:

    astia de la euroline sant niste sarlatani

  30. yasmine says:

    AM CUMPARAT UN PRODUS IN VAOARE DE 500 DE LEI ACUM 6 ANI LA ALTEX SI INCA SI ACUM PLATESC NU SE MAI TERMINA ACUM NU AM PUTUT PLATI DE 2 LUNI SI MA SUNA IN FIECARE ZI EI NU INTELEG CA OMUL NU ARE DE UNDE DA BANI LE AM SPUS CAND AM DAU DAR ACUM NU AM SI TOT IN INTELEG MA DISPERA SI VA INCHIPUITI CA DE 6 ANI NU MAI AM NICI UN FEL DE ACT DOAR CARDUL ASTA NICI MACAR IN JUDECATA NU II MAI POT DA DAR ACUM MAI AM DE PLATIT 700 DE LEI DUPA 6 ANI SI ATUNCI AM LUAT UN PRODUS CU 500 DE LEI ASA CEVA E STRIGATOR LA CER NU MAI ASTIU CE SA FAC .

  31. daqniella says:

    am mare newvoe de sfaturi Şam nfacit un credit lka altex pt un calculator ,in 2007 am latit vreo 50 mil desi creditul era de 28 mil la un moment dat, i am sunat sa ii intreb cat mai am de plata iar ei mi au raspuns sec …toat viata dak vrei … ,acum vreo 5 lun nu am mai avut posibilitatea sa platesc iam sunat sa le spun k ii dqau in judecata si iarasi mi au raSPUNS SI MIAU YIS CA NU SUNT SIINGURA CARE II DA IN JUDECATA …M AU SUNAT SI EI SI MIAU YIS SA LE PLATESC K MA DA EI IN JUDECATA ..MAU DAT SI ACUM MIA PUS PROPTIRE PE SALAR ….CE PĂOT SA FAC K NU POT SA IMI REVIN…UN NE DE CNTACT VREAU.SA POT VB MAI MULT

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